If you’re in a covered accident outside of work, this optional plan pays cash directly to you to help with unexpected expenses.
Extra financial protection when you get hurt
Extra cash
This benefit gives you extra cash
to help with expenses that might not be
covered by your other benefits.
Tailored benefits
Coverage pays set amounts for
specific conditions and expenses,
from ambulance rides to
physical therapy.
Family coverage
You can choose to just cover
yourself, or you can enroll other
eligible family members, too.
Accident insurance pays a cash benefit if you’re injured in a covered accident away from work. You can also cover your eligible dependents.
The plan covers a wide range of expenses when you have a covered accident, including emergency services, immediate treatment, surgery, hospitalization, follow-up care, and even transportation and lodging for family members. There are also payments for specific types of injury. Each expense or injury has a set payment amount, which adds up to your total benefit. For details and examples, see the accident insurance brochure.
- Accident insurance is available to all associates who are eligible for medical coverage. If you are a part-time or temporary associate who is not eligible for medical coverage, accident insurance is available after you have been employed for at least 52 weeks.
- You can choose to cover:
- Only you
- You and your spouse/partner (full-time and salaried only)
- You and your children
- You and your entire family (full-time and salaried only)
- No Proof of Good Health is required.
- Benefits are paid directly to you, or to your beneficiary if you die. If you don’t choose a beneficiary, payments will be made to your surviving family members.
- For more information about eligibility, see the “Eligibility, enrollment, and effective dates” section of the Associate Benefits Book.
- For more details about the plan, see the accident insurance brochure.
See your cost per pay period for all plans.
Explore the mobile app for Allstate Benefits Accident and Critical Illness protection. Download it for More options
Need help?
For claims help, call Allstate at 1-800-514-9525.For benefits help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362
See the 2026 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
