Get financial protection from critical illness.
Financial help
You can get a lump-sum
payment of up to $20,000 when
your condition is diagnosed.
More expenses
You can use it for medical
and non-medical expenses
like travel costs or childcare.
Family coverage
You can cover just yourself
or enroll other eligible family
members as well.
Critical illness insurance pays a full benefit in case of a new diagnosis of a serious condition like invasive cancer, heart attack, coronary bypass surgery, stroke, Alzheimer’s disease, advanced Parkinson’s disease, kidney failure, paralysis, benign brain tumor, coma, and others. Major organ transplants are also covered unless you’re enrolled in the Saver HSA Plan.
For certain other illnesses, the plan pays 25% or 50% of the full benefit. There are also separate benefit amounts for things like ambulance rides, transportation, and lodging. You’ll find a complete list of covered conditions and benefit amounts in the critical illness brochure.
- Critical illness insurance is available to all associates who are eligible for medical benefits. If you are a part-time or temporary associate who is not eligible for medical coverage, critical illness insurance is available after you have been employed for at least 52 weeks.
- You can choose to cover:
- Only you
- You and your spouse/partner (full-time and salaried only)
- You and your children
- You and your entire family (full-time and salaried only)
- You can choose $5,000, $10,000, $15,000, or $20,000 of coverage.
- No Proof of Good Health is required.
- The benefit is usually paid just once, but in some cases may also pay out again if you have a recurrence of the same condition.
- For more information about eligibility, see the “Eligibility, enrollment, and effective dates” section of the Associate Benefits Book.
- For more details about the plan, see the critical illness brochure.
See your cost per pay period for all plans.
Explore the mobile app for Allstate Benefits Accident and Critical Illness protection. Download it for More options
Need help?
For claims help, call Allstate at 1-800-514-9525.For benefits help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362.
See the 2026 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
